From Complexity to Clarity
We simplify decisions so you can focus on what matters most
About Appreciated Wealth Management
💼 Our Mission
At Appreciated Wealth Management, our mission is to empower pre- and post-retirees and business owners through education, transparency, and personalized financial strategies. We help individuals retire with confidence and support businesses in providing meaningful benefits to their employees—so everyone is positioned to thrive.
We believe informed decisions lead to better outcomes. Through strategic planning, we aim to reduce current and future taxes, optimize retirement income, and help our clients keep more of what they’ve earned—while passing on wealth to future generations.
👥 Who We Serve
We specialize in working with:
🧓 Pre- and Post-Retirees
- Healthcare selection (Medicare, ACA, supplemental coverage)
- Retirement income generation strategies for longevity
- Social Security optimization to maximize lifetime benefits
- Tax planning to reduce lifetime tax liability
- Legacy strategies to pass on wealth tax-efficiently
🏢 Business Owners
- Employer-sponsored retirement plans
- Health insurance and employee benefits
- Tax-deductible strategies to attract, retain, and motivate staff
- Financial planning support so owners can focus on growing their business
🤝 What Makes Us Different
We go deep with every client. Our approach is not one-size-fits-all—it’s personalized, strategic, and collaborative. We act as the quarterback of your financial team, collaborating with other experienced professionals in:
- Estate Coordination Planning
- Tax Minimization Strategy
- Healthcare and Long-term Care Planning
- Retirement Income Generation with Social Security Optimization
Our process helps clients:
- Identify gaps and opportunities
- Initiate key conversations with specialists
- Implement strategies with minimal disruption
- We’re here to simplify complexity and deliver results with care and precision.
📞 Let’s Connect
Whether you're planning for retirement, building your business, or looking to optimize your financial future, we’re here to help. Let’s build a strategy that fits your life—and your legacy.
👤 About James Yuka
James Yuka, CRPC®, is a seasoned financial advisor with over two decades of experience in both financial and health services. He holds securities licenses, life and health insurance licenses, and specializes in holistic retirement and business planning.
James serves on the Board of Directors for the local Chamber of Commerce and is deeply connected to the Point Pleasant business community. He’s happily married to his wife Jennifer and is the proud father of two children.
📖 My Story
I’m James Yuka, founder and principal of Appreciated Wealth Management. I grew up wanting to be a teacher, and I’ve always had a passion for the stock market. Becoming a financial advisor allowed me to combine both—educating clients while guiding them through life’s most important financial decisions. I created this firm to offer the flexibility to tailor strategies and portfolios to each person’s unique goals and preferences. I love helping retirees build confidence in their retirement plans—understanding how income is generated, how taxes can be minimized, and how wealth can be passed on efficiently and meaningfully. We’re a family practice, and we believe in helping all generations build their net worth and live their dreams.
🏢 Small Business Roots
Having grown up in a small business family, I understand the challenges and aspirations of entrepreneurs. I help business owners focus on what they do best—running their business—while I support them with financial strategies, tax deductions, and employee benefits that create long-term value.